McKinley Built Homes We Don't Build an Exceptional Number of Homes, We Build a Number of Exceptional Ones

Customer Tool Kit

 The information below  will help you in reaching Your goal to build or buy or renovate a home with McKinley Built Homes

Plan04.jpg


You Need a Game Plan

 

1.  Find the right builder

Even if you’re not quite ready to buy, your real estate agent can be an absolute wealth of information, and can often offer ‘scoops’ on local builders you might not have know about otherwise.  Speak to your agent first and he or she can be helping to guide you right from the start.

2.  Find out what your price range is

Online mortgage calculators are a good place to start, but as you get closer to being ready to buy, there is no substitute for a written mortgage pre-approval.  Just speaking to your lender is an extremely worthwhile venture – this is the only way to really get an in-depth picture of your overall financial picture and to discover exactly what you can reasonably afford to spend on a new McKinley home  or possibly renovating and older one in one of our fine established neigborhoods.

3.  Find out what the local market looks like

The internet can be incredibly valuable in doing preparatory research.  Start with your agent – he or she can direct you to valuable resources and immediately start e-mailing you real estate listings that may interest you (or at least give you a better idea of what your needs and wants are).

4.  Find out what your true needs and wants are

Compose a needs/wants list that takes into consideration your local market conditions, your price range, and the advice of your real estate agent or McKinley can help with this information.

5.  Choose McKinley Built for your dream home!

Once you’re ready to act, you may be surprised by how quickly you can make a decision.  Armed with your pre-approval, a little market knowledge, and your needs/wants list, call your real estate agent or McKinley direct.

With the right team behind you, it really can be that easy!


Your Calculator


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $
Annual Insurance:  $
0.43%of Cost
Annual Property Tax:  $
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
        
Optional
Gross Debt Service Ratio (GDS): 
Total Debt Service Ratio (TDS): 
Condos Fees:  $

Results
  Receive this Detailed Analysis


Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 



Your Team

 

Your Team Leader   A successful build project starts with the right builder team leader. In fact, once you’ve selected the best builder McKinley, to represent you, We can recommend other professionals to join your team, taking more of the responsibility off of your shoulders.

Architect   We have several award winning Architects experienced in all the popular styles available to choose from.

Interior Designer  You may know exactly what colors and finishes you want to do, but if not we can suggest several very accomplished Interior designers who can ease your frustration.

Lender   A bank is not just a bank. Having the right banker can be extremely important – it is your money we’re talking about after all! Make sure that your lender and financial representative is someone with whom you feel comfortable, and be wary of any lender who promises you more than you think you can reasonably afford. Your lenders may or may not require an independent appraisal, and typically will make arrangements for the appraisal themselves.  If you do not have a lender we can recommend several.

Real Estate Agent    Your home purchase is far too important a transaction to skimp on representation at the risk of leaving yourself open to costly future issues. Find a Agent who is willing to take the time to answer your questions and who specializes in your location, If you do not have a Agent we can represent You and You can save on commissions.



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